Friday, March 5, 2010

Swine flu: Causes and cure

CLASSICAL SWINE fever (CSF), otherwise known as hog cholera (also sometimes called pig plague based on the German word Schweinepest), is a highly contagious disease that comes from pigs and wild boar. It is caused by Pestivirus, which belongs to the family Flaviviridae.
Infectious Diseases fever, skinlesions, convulsions particularly in young animals and fatality within 15 days. The disease is endemic in much of Asia, Central and South America and parts of Europe and Africa. According to the reports of the United Kingdom Husbandry, it was eradicated in animals. This statement was also confirmed by the United States Animal Husbandry in 1978. The major symptom of this virus infection in pigs is the pinpoint hemorrhages on the kidneys.

Read More >> Infectious Diseases

Related Tag >> Swine Flu , Swine flu H1N1 virus

Propecia helps to get back your lost hair

Under the great banner of Merck Generics, generic propecia has been announced as the best drug for prevention of hair loss. This dandruff free shampoo is effective and gives vitality for your long lost hair……

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Related Tags >> Hair Loss Treatments , Health Care Products

Get hair care tips and products

Hair care products are the best selling products and highly popular as they allow you to style your hair the way you want to. These hair care products are specially made for curly hair and help in managing them……

Read More on >> Get hair care tips and products

Related Tags >> Hair Loss Treatments , Health Care News

Symptoms of coronary heart diseases

CORONARY HEART disease is the narrowing of the blood vessels that supply oxygen and blood to the heart. It is also termed coronary artery disease. Coronary Heart Disease or CHD is caused due to a condition called atherosclerosis. When fatty material and plaque build up on the walls of the arteries, atherosclerosis occurs. This leads to the coronary arteries getting narrow. As a result, blood flow to the heart slows down and sometimes even stops. These result in the symptoms of chest pain or angina, heart attack, shortness of breath and other problems. CHD is one of the leading causes of death the world over.

More than women, men above the age of 40 are more prone to CHD. There are many reasons that can increase the risk for CHD. Heredity is one of common causes for the disease. Among the other factors are diabetes, high blood pressure, high LDL 'bad' cholesterol, low HDL 'good' cholesterol, menopause, not getting enough exercise or physical activity, obesity and smoking.

Read More >>  Heart Diseases

Related Tag >> Health Care News, Heart Diseases in India

Health insurance: Points to remember

AN INDIVIDUAL would take a health or medical insurance policy to get compensation if you spend on hospitalization or any kind of medical bills. This insurance policy helps you so that you are not burdened with the unexpected expenditure. At times when the policyholder produces the bills for a reimbursement it normally gets rejected. One should be aware of such situations and take care. Following are the points which one should keep in mind while claiming for a reimbursement.

It is indeed a fact that medical and preventive sciences have made rapid advancements in today’s world. Nonetheless, it would be prudent to arm yourself with the best individual health insurance cover to protect yourself against any unforeseen illness. Indeed, America’s best health insurance companies are vying with one another in putting together some of the most imaginative individual health insurance policies designed to overcome any medical contingency. If you are unemployed, or self-employed, an individual health insurance policy is the right choice.

Hospitalization

In a health policy, hospitalization is one of the main situation for which the policyholder can get reimbursed. The policyholder needs to be hospitalized to get the benefit of the policy. But one also has to make sure that the conditions are fulfilled to get a reimbursement for hospitalization. If the treatment is done at home the policyholder might not get the benefit. So, in order to avail the benefit it is better to be hospitalized although the same treatment can be done at home as well. And in case the patient cannot be taken to the hospital the insurance company should be aware of the same so that you can get the compensation for the expenditure. Always follow the terms and conditions laid down by the insurance company so that your claim does get rejected. 

Read More>> Health Insurance Plans and Skin Care Tips

IRDA to announce separate guidelines for health insurance soon

THE INSURANCE Regulatory Authority of India (IRDA) has said that separate guidelines to promote sustainable growth of the health insurance plan would be announced soon. Alongside, the Authority is backing industry initiatives in standardizing health insurance documents to ensure better comprehension of policies by the customers.
Addressing a conference on ‘Sustainable Health Insurance – Need of the Hour’ organized by FICCI here today, C S Rao, chairman IRDA, said: “While the infrastructure of the health unit in IRDA is being beefed up to meet the growing needs and expectations of the health insurance business, the General Insurance Council, comprising all non-life insurers, was working towards a consensus on a uniform definition of ‘pre-existing diseases’ which is open to a lot of interpretations and grievances. Such standardization would help the insured by minimizing ambiguity and also by better comparability of health insurance products.”
Responding to the concerns expressed by Habil Khorakiwala, president, FICCI, R. R. Shah, member-secretary, Planning Commission, pointed out that the government was concerned at the mismatch between the low level of infrastructure with the private sector, which was today providing 80 per cent of health care needs of the people. Such infrastructure was mainly in the public domain, he said and foresaw a major role for the private sector in manning government referral and district hospitals for delivery of health care. Read More >> Health Insurance Plans and Skin Care Tips

Thursday, March 4, 2010

Anthem Blue Cross sued over hikes in health plans

WELLPOINT INC'S California subsidiary Anthem Blue Cross is in the news for initiating huge rate hikes in its health coverage plans, which has compelled the policyholders of Anthem Blue Cross to file a lawsuit against the company.

The objective of the rate hike was apparently to impose a lower benefit health coverage fore the patients, which actually violates state laws. Anthe, Blue cross is discontinuing certain insurance plans, which is against the California laws. California law clearly states that once a health insurer closes a specific health policy, it requires offering another policy which has comparable coverage, or reduce the premium increases on the closed policy.

Anthem Blue Cross is in the news for initiating huge rate hikes in its health coverage plans, which has compelled the policyholders of Anthem Blue Cross to file a lawsuit against the company.

Anthem, which is owned by WellPoint Inc., has come under state and federal scrutiny for hiking the rates of its 800,000 individual policyholders, or those not covered through a group plan, by as much as 39 percent. The increases were scheduled to take effect Monday, but the company agreed to delay them until May 1 to allow the state time to investigate.California authorities have little power over rates, but Consumer Watchdog's lawsuit relies on a 1993 state law that requires an insurer to offer enrollees a comparable alternative plan.

Mary Feller, one of the plaintiffs who filed a lawsuit said “Blue Cross has a gun to our heads. My husband and I got a letter in the mail from Blue Cross telling us that they were closing our policy. "We could either stay with our old coverage or switch to a new policy with much lower benefits. What Blue Cross did not tell us was that staying with our better policy would mean a 39 per cent rate increase." n the suit, which was filed in Ventura County, said she had to do something after Anthem last month proposed raising rates on the policy covering her and her husband nearly 39 percent to $1,658 a month. Source >> Health Insurance Plans